Thursday, May 17, 2007

Affordable Healthcare for Your Children

Many families around the state of Michigan are finding health care insurance for their children too expensive or plainly unaffordable, leaving their children uncovered. A new affordable healthcare program, offered through the Michigan Department of Community Health, is available for children of families with no health care insurance. MAR wants to introduce MIChild as a possible solution to its members. MIChild is a comprehensive healthcare option that provides uncovered children with routine dental and medical services, sick-child visits, prescriptions and urgent care. Blue Cross Blue Shield of Michigan is just one of the participating companies, as well as three dental care plan options. Participating families use ID cards from the companies they choose when visiting their health care providers. With their card, families pay nothing out of pocket when they use their plan providers.

The cost of ten dollars per month for each family covers routine dentist appointments, prescriptions, check-ups, vision and hearing care as well as emergency care and other hospital services. With this flexibility, families who were unable to afford these services can make sure their children are updated on necessary vaccines, get the medicine they need and are covered for glasses or contacts.

To be eligible, children must be legal residents of the state of Michigan, under the age of 19, unmarried and currently receiving no other health care coverage. Families do have to apply and eligibility is also based on income. To apply, families can log on to www.michigan.gov/michild or call toll free 888-988-6300.

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